Time horizon
5 to 10 years.
Haven 7 · V. Growth
Near-market compounding with the left tail cut off.
Growth is for capital with a decade-ish horizon that still has a job to do. It takes on more market exposure than Core and, in exchange, carries a wider but still bounded downside.
The shape of Haven Growth
Every Haven model changes the relationship between what the market does and what you experience. Reading left to right: how the model is designed to behave when markets fall, and what it gives up when they rise.
How this model is defined
Objective
Compound near the market's rate with the far left tail cut off.
How it is built
A larger adaptive defined-downside position with a wider upside participation band, held to a single stated maturity, with the same discipline to wait when terms are unattractive.
What you accept
A materially wider drawdown than Shield or Core. Growth reduces catastrophic outcomes; it does not remove ordinary ones.
Common questions
How much downside should I expect?
More than Core and less than the index. The specific boundary for a given cycle is stated before capital is committed, not after.
Is this a substitute for owning equities?
It is a different way to hold equity exposure, with a defined floor and a capped ceiling. Whether that trade is worth making depends on your horizon.
See whether this model fits your horizon.
Tell us what the money is for and when you need it. We will explain which Haven model applies and why.