Time horizon
1 to 3 years.
Haven 7 · II. Shield
Single-digit worst case. Sleep is the product.
Shield is for money with a real deadline inside a few years. It accepts a modest share of market upside in exchange for a downside that stays inside a boundary you can plan around.
The shape of Haven Shield
Every Haven model changes the relationship between what the market does and what you experience. Reading left to right: how the model is designed to behave when markets fall, and what it gives up when they rise.
How this model is defined
Objective
Keep the worst realistic year in single digits. As the design note puts it: sleep is the product.
How it is built
A deep defined-downside position on a broad index paired with a capped participation in gains, held to a single stated maturity.
What you accept
Meaningfully less upside than the index in a strong year. That is the price of the boundary, and it is the point.
Common questions
What does the boundary actually mean?
It is a designed outcome at a stated maturity, not a guarantee and not continuous protection. Value between now and maturity will move.
When would Shield be the wrong choice?
When the money has no near-term claim on it. Over long horizons the capped upside costs more than the boundary is worth.
See whether this model fits your horizon.
Tell us what the money is for and when you need it. We will explain which Haven model applies and why.